Types of Insurance Claims We Handle
- Homeowner's and property damage claims
- Car accident and UM/UIM claims
- Commercial and business interruption claims
- Storm, fire, or flood-related claims
- Life insurance claim denials
- Bad faith insurance practices
Insurance Claims
Denied or delayed insurance claim in Houston? Let Leatherwood Law fight back for you.
You pay your insurance premiums expecting protection when disaster strikes. But when insurance companies delay, underpay, or deny legitimate claims, they’re prioritizing profits over people. At Leatherwood Law, we stand up to bad faith insurers on behalf of policyholders across Houston.
Whether it’s a homeowner’s claim after a storm, a car accident claim, or a denied life insurance payout, we help individuals and families recover the compensation they’re owed.
Texas law prohibits insurance companies from acting in bad faith—but it happens every day. If you’ve been stonewalled, lowballed, or ignored, you may have a valid legal claim against your insurer.
We’ll review your policy, evaluate the insurer’s conduct, and take legal action if necessary to get what you deserve.
What Can You Recover in an Insurance Dispute?
If your insurer has unfairly denied or mishandled your claim, we may help you recover:
- The full value of your covered losses
- Additional damages caused by delays or denial
- Attorney’s fees and court costs
- Interest on delayed payments
- Bad faith or punitive damages (if applicable)
- Restoration of your policy benefits
Why Hire Leatherwood Law for an Insurance Dispute?
- Experienced with Complex Claims: We’ve gone up against major insurers and know how to uncover improper practices.
- Policy Review & Legal Strategy: We break down your coverage and build a case grounded in the law and policy language.
- Contingency-Based Representation: No fee unless we win or resolve your dispute favorably.
- Houston-Based Advocacy: We know Texas insurance laws, court procedures, and what it takes to hold insurers accountable.
What to Do If Your Insurance Claim Is Denied
- Request a written denial – You have a right to know why your claim was rejected.
- Keep records – Save all emails, letters, claim forms, adjuster reports, and policy documents.
- Don’t accept a lowball offer – Insurers often pressure you to settle quickly and cheaply.
- Call Leatherwood Law – We’ll review your case and help you understand your options.
Insurance Claim FAQs
Can I sue my insurance company for denying my claim in Texas?
Yes, you can sue when an insurer wrongfully denies a covered claim or violates Texas insurance law. The core issues are policy coverage, claim handling conduct, and documented damages.
What is insurance bad faith in Texas?
Bad faith generally means unfair claim handling such as unreasonable denial, delay, or underpayment. Texas statutes address unfair or deceptive practices and set standards for claim processing and settlement.
What should I do if my insurance claim is denied in Houston?
Request a written denial reason and preserve your full claim file (emails, estimates, adjuster notes, photos). Do not accept a quick low offer before verifying coverage and damages.
How long do I have to take legal action for an insurance dispute?
Time limits depend on the policy and the legal theory, so early review matters. Delay increases the risk of missed deadlines and weakens proof of damages and improper handling.
What damages can be recovered in a Texas bad faith insurance case?
Potential recovery can include the covered loss amount and additional statutory remedies when violations are proven. The exact remedy depends on the specific statute, facts, and proof of conduct.
Does Texas have deadlines for insurance companies to handle claims?
Yes, Texas law imposes timelines on claim acknowledgment, investigation, and payment in many situations. Missed deadlines can create penalties depending on the claim type and statute applied.
Speak with a Houston Insurance Claims Attorney Today
If your insurance company is delaying, denying, or undervaluing your claim, don’t wait. Let Leatherwood Law protect your rights and fight for what you’re owed. We offer free consultations and only get paid if we win.
Free insurance claim consultation